"When it comes to shopping for a mortgage, many homebuyers find the Internet the best source for researching a loan, comparing interest rates, and evaluating lenders.  But when they're ready to finalize a deal, homebuyers usually turn off the computer and head to a local mortgage broker or banker."      New York Times 1/1/01. 

A. J Romano Mortgage as  featured on CNN.com

We are pleased to announce A. J. Romano Mortgage Company celebrating over 19 years of service in Connecticut. Our company is a family run business dedicated to superior personal service at the most competitive interest rates.  

Why should you use A. J. Romano Mortgage Company over a bank (Fleet, Chase or Peoples) or a risky web lender (E-loan, Lending Tree or Ditech Funding):

Lower Interest Rates! We work with over 25 national wholesale mortgage banks across the country searching for the lowest interest rates for our customers.  When you work with Peoples Bank, for example, you get one rate only which may not even be competitive.  In addition, we lock our customers at time of application, not after the loan is approved like some online companies.  With A. J. Romano Mortgage Co. you may be able to relock to a lower rate at no extra cost.  

We honor our promises to our customers and have have a stellar 19-year history originating mortgages in Connecticut.  You may check our references with the Connecticut Department of Banking at 
(860) 240-8200.  Our Connecticut First Mortgage License Number is 1282.  

Lower fees!     A. J.  Romano Mortgage has lower fees which we have put in writing.   Compare our fees to the "junk" fees from the other internet sites.  The big web sites may appear to offer lower interest rates but their extra fees add up costing you thousands of dollars.  

Service! Every customer is treated in the most professional manner.  We are not a McDonalds® like the big banks or national web lenders.  You will talk to a "live Romano" (we are a family business). Your phone calls and emails will be returned! We even give out our home telephone and cell numbers because we know that some times you need to reach us in the evening or on weekends.  Do you really believe that an online company, in California, can match our level of service? 

We're local!!!  The big shots on the web (if they're still in business) don't know the differences in Connecticut between Fairfield and Windham Counties.  We would be happy to meet with you! 

 


If, during the application process, interest rates drop 1/8% (.125) or more, we will re-lock the loan with a new investor at no cost to the borrower provided that the new investor offers a comparable program. Also, rates cannot be re-locked once the loan file has been submitted for final underwriting. This program offers the borrower protection against rising interest rates but allows the borrower to take advantage of lower rates.

Interest rates may fluctuate daily and have been known to change within a business day based on economic changes on Wall Street and Main Street. Check out our competitive rates. Review the latest economic news and data and get a preview the coming weeks economic events and how it may impact your mortgage rate. Contact Joe Romano Jr. or Susan Romano


Jump To Your Local Allstate Agent: Joseph R. Fida (203) 452-0434

A. J. Romano Mortgage Company & Financial Services, Inc.
is Lender/Broker licensed by the State of Connecticut Department of Banking